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Title: A Study on Consumers Attitude Towards Online Shopping For Food Products

Abstract: Internet advancement has led to online shopping for various products and services, including food. Online food shopping is a relatively new process and should be understood well to benefit the markets. The present study aims to study the online food purchases frequency in the context of market segments. This research study is carried out in New Delhi (NCR) region with a sample size of 427 responses. Descriptive data were analyzed through means, percentage and frequency. Inferential data was analyzed for checking of association and correlation. Results show that young and educated consumers are the most frequent buyers of online food. Respondents have a rational personality and hold a moderate interest in online food purchasing. Results of Chi-square indicate the association between age, income, education and online food purchase frequency. Furthermore, there is no correlation between psychographic attributes and online food purchase frequency. Finally, there is a correlation relationship between usage status and online food purchase frequency but no relationship between usage rate and online food purchase frequency.

By Mohd Irfan Raisa*, Rakiya Salim Abdallah Al Jarradib
In Volume: 12,Issue: 2
Title: Atmnirbhar Bharat- The Opportunity for Indian Tourism and Hospitality Industry in India

Abstract: India is a very huge market for travel and tourism. Hospitality is one of the fastest-growing industries in the world today. It offers a diverse range of tourism products, such as cruises, adventure, medical, wellness, sports, MICE, eco-tourism, film, rural, and religious tourism. Atmanirbhar Bharat offers a unique opportunity for India's tourism and hospitality industry to enhance its diverse offerings, boost domestic tourism, promote sustainability, support local businesses, and contribute to India's economic growth and development. This research paper aims to explore the potential opportunities for the Indian tourism and hospitality industry in the context of the Aatmanirbhar Bharat initiative. The Aatmanirbhar Bharat (Self-Reliant India) campaign, launched by the Indian government, seeks to promote self-sufficiency and economic growth across various sectors. In this paper, we investigate how this initiative can be leveraged to boost the tourism and hospitality sector, which has been significantly impacted by the COVID-19 pandemic. By analysing the current state of the industry, identifying challenges, and proposing strategic measures, we aim to provide insights into enhancing the sector's competitiveness and overall contribution to India's economic growth. It also examines challenges and potential strategies for leveraging Atmanirbhar Bharat to revitalize and strengthen the Indian tourism and hospitality sector.

By Arvind Kumar Yadav*
In Volume: 12,Issue: 2
Title: BOOK REVIEW: Credit Operations and Management

Abstract: This Book is titled “Credit Operations and Management” which refers to the systematic processes and strategies employed by financial institutions to handle and oversee all aspects of credit-related activities. This encompasses a range of functions, from assessing the creditworthiness of potential borrowers to the ongoing monitoring of existing credit relationships. The primary goals of credit operations and management include minimizing credit risk, ensuring compliance with regulations, and optimizing the overall efficiency of the credit process. Key components of credit operations and management include credit policy development, underwriting, loan origination, risk management, monitoring, collections, compliance with regulatory standards, and the integration of technology for streamlined processes. The aim is to strike a balance between facilitating access to credit for borrowers and safeguarding the financial institution against undue risks and losses.

By Md Sifatullah*
In Volume: 12,Issue: 2
Title: Atmnirbhar Bharat- The Opportunity for Indian Tourism and Hospitality Industry in India

Abstract: India is a very huge market for travel and tourism. Hospitality is one of the fastest-growing industries in the world today. It offers a diverse range of tourism products, such as cruises, adventure, medical, wellness, sports, MICE, eco-tourism, film, rural, and religious tourism. Atmanirbhar Bharat offers a unique opportunity for India's tourism and hospitality industry to enhance its diverse offerings, boost domestic tourism, promote sustainability, support local businesses, and contribute to India's economic growth and development. This research paper aims to explore the potential opportunities for the Indian tourism and hospitality industry in the context of the Aatmanirbhar Bharat initiative. The Aatmanirbhar Bharat (Self-Reliant India) campaign, launched by the Indian government, seeks to promote self-sufficiency and economic growth across various sectors. In this paper, we investigate how this initiative can be leveraged to boost the tourism and hospitality sector, which has been significantly impacted by the COVID-19 pandemic. By analysing the current state of the industry, identifying challenges, and proposing strategic measures, we aim to provide insights into enhancing the sector's competitiveness and overall contribution to India's economic growth. It also examines challenges and potential strategies for leveraging Atmanirbhar Bharat to revitalize and strengthen the Indian tourism and hospitality sector.

By Arvind Kumar Yadav*
In Volume: 12,Issue: 2
Title: A Study on Online Banking System of City Bank Ltd.

Abstract: With the development of technology, it was essential that banks and patrons transition to the new online-banking method. Therefore, this study looked into the obstacles that City Bank Ltd. clients had in implementing online banking. This study used a descriptive study to gather primary information from 40 City Bank Ltd. respondents. The respondents were chosen by a straightforward random sample. According to the study's findings, customers' adoption and use of online banking was significantly hindered by the accessibility of in sequence on e-banking, their level of education, and the expense of doing so. The study advised banks to start disseminating information about e-use, banking's as well as its advantages and costs, noting that while security did not greatly effect e-banking usage, it was still important to consider.

By Sabnam Jahan*
In Volume: 12,Issue: 2
Title: Social Policy Imperatives: Addressing Gaps in Skills and Education to Ameliorate Child Labour in Bangladesh

Abstract: Child labour hampers social equality and threatens their future interest. The last two decades represented a slowing down of the global pace of reduction in child labour. Moreover, the pandemic and wars, including economic crises over the past years have further stalled progress toward the goal of eliminating the worst forms of child labour. For this country, a disturbing fact is substantial rise in the figure of employed children in the age group of 12-13 years—from 0.04 million in 2013 to 0.59 million in 2022—and their involvement in perilous work, which has more than doubled in the last ten years. The Bangladesh Bureau of Statistics’ National Child Labour Survey of 2022 documents that out of 39.96 million children, 1,068,212 children (aged 5 to 17 years) are in remunerated or low-paid work, and amongst them, 60 percent are involved in hazardous child labour. In the interest of sustaining development gains, child labour needs to be cogently addressed. This study suggests a paradigm shift within a social policy imperative, due to the absence of an implemented and effective social protection strategy (notwithstanding the National Social Security Strategy that could successfully encompass this group) No implementation strategy has been articulated in NSSS. This study devises solutions that take into cognizance the socio-economic and structural constraints, for amelioration of child labour in Bangladesh. Also, policies have been recommended here: by drawing upon NGO initiatives in Bangladesh, as well as author’s projection of innovative strategies to keep children attentive and keen. An idea of best practice from RSBY (India) and ID cards for support of street children and poor, has been given. A child centered development for improving their skills and education, leading to entry into trading, or remunerative activity through placements, have been delved into, for quick improvements in their situation. It would assist in developing more sensitive policies and its implementation, in future.

By Anwara Begum*
In Volume: 12,Issue: 2

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