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International Journal of Trade & Commerce-IIARTC
Impact Factor (IF):5.135 (COSMOS), IF:7.249 (ISRA), IF:3.721 (ISI)
ISSN:2277-5811 (P), ISSN:2278-9065 (O)
Frequency: Half Yearly
An Analytical Study of Profitability of Punjab National Bank
The paper attempts to analyse the profitability of Punjab National Bank for the period of six years. Apart from studying the trend of different components of both income and expenditure, performance of the bank has been analysed with the parameters like OPTWF, ROA, ROE, ROI and EPS. There is a significant difference not only between the components of income but also across the components of expenditure. The paper concludes that the profitability performance of the PNB is not consistent during the study period. The bank should focus more on diversification of income and should also curtail operating expenses in order to improve profitability performance.
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Author:A. K. Agarwal*
Abstract:The paper attempts to analyse the profitability of Punjab National Bank for the period of six years. Apart from studying the trend of different components of both income and expenditure, performance of the bank has been analysed with the parameters like OPTWF, ROA, ROE, ROI and EPS. There is a significant difference not only between the components of income but also across the components of expenditure. The paper concludes that the profitability performance of the PNB is not consistent during the study period. The bank should focus more on diversification of income and should also curtail operating expenses in order to improve profitability performance.
Keywords:Keywords: Income, Expenditure, Operating Expenses, Profit, Interest.
DOI:
International Journal of Trade & Commerce (Vol: 5 Issue:2)
View: 106 Download: 57