A Camel Model Analysis of Nationalized Banks in India

Author:K.V.N. Prasada*, G. Ravinder

Abstract:
Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad ones. To evaluate the performance of banking sector we have chosen the CAMEL model which measures the performance of banks from each of the important parameter like Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality and Liquidity. After deciding the model we have chosen twenty nationalized banks. According to the importance of study each parameter is given equal weights. Results shown that on an average Andhra bank was at the top most position followed by bank of Baroda and Punjab & Sindh Bank. It is also observed that Central Bank of India was at the bottom most position.

Keywords:Keywords: Nationalized Banks, Performance Evaluation, CAMEL Model and Ranking Method.

DOI:

International Journal of Trade & Commerce (Vol: 1 Issue:1)