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International Journal of Trade & Commerce-IIARTC
Impact Factor (IF):5.135 (COSMOS), IF:7.249 (ISRA), IF:3.721 (ISI)
ISSN:2277-5811 (P), ISSN:2278-9065 (O)
Frequency: Half Yearly
An Analytical Study of NPA and its Impact on Profitability on Indian Banks
India's banking sector serves as a backbone to the country's economy. A variety of issues have lately beset the banking industry in India, including asset quality management, non-performing assets and the recovery of bad debts. Non-performing assets (NPAs) and Net profits of the banks has been examined in this study. This study tries to evaluate the effect of some important financial variables on bank non-performing assets (NPAs) and give suggestions for improved NPA management. This study analysed five Indian Public and five Private Banks for the year 2016-2017 to 2020-21. The relationship between net profits and non-performing assets (NPAs) was examined using correlation analysis and P-Value.
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Author:Arun Kumara*, R.C. Lalb
Abstract:India's banking sector serves as a backbone to the country's economy. A variety of issues have lately beset the banking industry in India, including asset quality management, non-performing assets and the recovery of bad debts. Non-performing assets (NPAs) and Net profits of the banks has been examined in this study. This study tries to evaluate the effect of some important financial variables on bank non-performing assets (NPAs) and give suggestions for improved NPA management. This study analysed five Indian Public and five Private Banks for the year 2016-2017 to 2020-21. The relationship between net profits and non-performing assets (NPAs) was examined using correlation analysis and P-Value.
Keywords:Key Words: Profitability, Indian Banks, Indian economy, Non-Performing Assets (NPAs).
DOI:10.46333/ijtc/11/1/11
International Journal of Trade & Commerce (Vol: 11 Issue:1)
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