An Analytical Study of NPA and its Impact on Profitability on Indian Banks
Author: Kumar, Arun & Lal, R.C.
Abstract: India banking sector serves as a backbone to the country economy. A
variety of issues have lately beset the banking industry in India,
including asset quality management, non-performing assets and the
recovery of bad debts. Non-performing assets (NPAs) and Net profits of
the banks has been examined in this study. This study tries to evaluate
the effect of some important financial variables on bank non-performing
assets (NPAs) and give suggestions for improved NPA management.
This study analysed five Indian Public and five Private Banks for the year
2016-2017 to 2020-21. The relationship between net profits and non-performing assets (NPAs) was examined using correlation analysis and
P-Value.
Keywords:Profitability, Indian Banks, Indian economy, Non-Performing Assets (NPAs).
DOI:
International Journal of Trade & Commerce (Vol: 11 Issue:1)