BOOK REVIEW: Credit Operations and Management

Author:Md Sifatullah*

Abstract:
This Book is titled “Credit Operations and Management” which refers to the systematic processes and strategies employed by financial institutions to handle and oversee all aspects of credit-related activities. This encompasses a range of functions, from assessing the creditworthiness of potential borrowers to the ongoing monitoring of existing credit relationships. The primary goals of credit operations and management include minimizing credit risk, ensuring compliance with regulations, and optimizing the overall efficiency of the credit process. Key components of credit operations and management include credit policy development, underwriting, loan origination, risk management, monitoring, collections, compliance with regulatory standards, and the integration of technology for streamlined processes. The aim is to strike a balance between facilitating access to credit for borrowers and safeguarding the financial institution against undue risks and losses.

Keywords:

DOI:10.46333/ijtc/12/2/20

International Journal of Trade & Commerce (Vol: 12 Issue:2)